Grip Invest: Buy Bonds & FDs 1.13.0

Grip Invest operates as a SEBI-regulated platform specializing in high-yield fixed-income investments. It provides an opportunity for investors to earn consistently between 10% and 14% returns, with the flexibility to start investing from as little as INR 1,000. The platform offers both individual investment options and diversified theme-based baskets, enabling investors to manage risk while aiming for higher income. Compared to traditional fixed deposits, Grip Invest claims to deliver returns exceeding 200%, with purportedly lower market volatility.

The platform is licensed as a SEBI Online Bond Platform Provider (OBPP) and offers various fixed-income instruments including Corporate Bonds, Securitized Debt Instruments (SDIs), and High-Yield FDs. Since its founding in 2020, Grip Invest has garnered the trust of a community exceeding four lakh investors and has facilitated investments totaling approximately ₹1,100 crore as of September 2024. All investment opportunities undergo selection by an in-house team and are subject to credit ratings from independent agencies such as CRISIL, ICRA, and CARE.

To ensure secure transaction processing, Grip Invest has integrated with the National Stock Exchange (NSE) for investment placement and settlement. Funds are credited directly into investors’ designated demat accounts, facilitating a seamless experience.

The platform is supported by notable investors including Venture Highway, Stride Ventures, LC Nueva, Anicut Capital, AdvantEdge, and Multiply Ventures.

Key milestones achieved by Grip Invest include:

• Listing the first-ever SDI on the NSE in October 2022
• Introduction of 24/7 investing via the AMO (After Market Order) feature for the Indian debt market
• Launching India’s first privately-placed ₹10,000 face value investment-grade bond
• Recognition in reputed publications such as Fortune, Forbes India, Business Standard, CNBC TV18, ET, Business Today, and Inc42

Advantages of choosing Grip Invest encompass:

• SEBI regulation ensuring compliance and investor protection
• Potential returns reaching up to 14%
• Access to credit-rated fixed-income instruments
• Investments in non-market-linked assets offering diversification
• Comprehensive due diligence processes prior to offering assets

Regarding corporate bonds: These are non-market-linked debt securities issued by companies or NBFCs to raise capital. Starting at an investment of just ₹1,000, they aim to combine the safety associated with fixed deposits with some of the higher returns characteristic of equities.

The LoanX opportunity offers a SEBI-regulated and credit-rated pool of loans extended by RBI-regulated NBFCs to MSMEs, businesses, and individuals. It provides a diversified income stream with fixed returns.

LeaseX allows investors to act as lessors by leasing assets to creditworthy companies or partners. This product is also regulated and rated by SEBI and offers attractive potential yields.

InvoiceX stands out as the first diversified credit-rated instrument available for individual investors. It involves investing in loans secured by invoice discounting proceeds from reputable companies. This approach enables participation in cash flows generated from multiple invoice-backed loans while maintaining regulatory oversight.

Investing in these SDI products—LoanX, LeaseX, or InvoiceX—offers several benefits:

• Potential pre-tax IRRs of up to 14%
• Compliance with RBI and SEBI frameworks; funds credited directly to bank accounts via demat holdings
• Credit-rated fixed-income instruments that provide transparency and security beyond typical P2P lending options
• A trustee overseeing each instrument ensures security measures remain active in case of payment delays or defaults

Basket By Grip is a sector- or goal-based curated selection of high-yield bonds and SDIs. It innovates within the bond and SDI market by enabling thematic diversification with minimal effort through one-click investments. This feature aims to streamline portfolio diversification across various sectors or investment objectives.

Member details:

• Member Name: Grip Broking Private Limited
• SEBI Registration Number: INZ000312836
• Member Code: 90319
• Registered Exchange: National Stock Exchange of India Limited
• Approved Segments: Debt and Cash segments